How much is the currency conversion fee, and how might it be applied when closing a position?

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The fee is calculated as 0.7% of the spot forex rate for retail clients.

Imagine you’re trading in an account denominated in EUR. 

You have an open CFD trade on US 500 – denominated in USD – that is in profit by $10. 

This is shown on your position as €9.21 ($10 at the spot EUR/USD rate of 1.08577)

You decide to close the trade. 

If no currency conversion fee had been applied, the profit of that position would be simply be calculated as follows:
$10 (your profit) / 1.08577 (spot rate) = €9.21 

However, at the point of closure you will be charged the 0.7% currency conversion fee. The calculation is done as an ‘all-in’ conversion rate which encompasses the spot rate and the 0.7% fee.

The all-in rate is 0.7% less favourable that the spot rate, and therefore the profit realised on the position would be slightly less: 1.08577 (spot rate) x (1 + 0.7%) (currency conversion fee) = 1.09337

Therefore your profit after the currency conversion fee is:

$10 (your profit) / 1.09337 (all in rate) = €9.15
Therefore, in this example, you have been charged a currency conversion fee of €0.09.

  Conversion fee rate Currency conversion cost 
Without the currency conversion fee 0% €0
With the currency conversion fee 0.7% €0.06

You can see the ‘all-in’ rate used for the conversion of each transaction in the ‘Reports’ section of the platform, as well as on your statements. 

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