You can now transfer funds between your Capital.com sub-accounts in different currencies. When you do, an FX conversion mark-up is included in the exchange rate applied to your transfer.
This ensures consistent pricing across the platform – whether you convert before trading or trade instruments in a different currency to your account.
Is this a new fee?
No – clients have always incurred an FX mark-up when trading instruments in a different currency to their account. What’s new is the ability to transfer between sub-accounts in different currencies, using the same consistent mark-up.
What is the FX mark-up?
We apply the same FX mark-up to sub-account conversions as we do for FX costs embedded in trades:
- 0.7% for retail clients
- 0.5% for professional clients
The mark-up is applied to the underlying FX market rate (mdfx), not to the market midprice you see on the platform. It’s included in the final rate used for your conversion.
How does this work?
Let’s say you’re a retail client transferring €100 from your EUR sub-account to your USD sub-account.
- Converted amount: $116.00
- Exchange rate used: 1.1600 (EUR/USD)
- FX mark-up: 0.7%, embedded in the exchange rate
-
Mdfx rate (before mark-up):
1.1683 -
Applied rate after mark-up:
1.1683 × (1 − 0.007) = 1.1600 - Implied fee (built into the rate): €100 × (1.1683 − 1.1600) = €0.83
For more on all of our fees and how we apply them, visit our charges & fees page.